Pregnancy Planning Calendar Will I Have To Pay A Insurance Deductible Twice If Pregnancy Enters A Second Calendar Year?

Will I have to pay a insurance deductible twice if pregnancy enters a second calendar year? - pregnancy planning calendar

My business is changing for health insurance, and now offers an HSA plan. My husband and I are very healthy is our daughter, if it seems to be the right way.

My problem is that we want to have children in the next two years, I want to make sure the plan to choose the best because of pregnancy (assuming that would be our only complaint).

With the HSA, my deductible is $ 2,500 per calendar year covered at 100% in subsequent years. The other plan covered my first pregnancy by 80% over $ 2,000, but cost more per month after taxes to pay.

Everything should be a problem if the baby was born early this year. I have to pay is achieved for all prenatal care after the deductible, to then turn around and go to pay for shipping? One might think that this would be a simple question, but neither the insurance provider or HR missus to me a clear answer.

Has anyone had this problem before? I think we could have planned the pregnancy in the autumn of this year, but ccan never be 100% secure. Or you can ask the doctor for tests at the end?

I will not be forced not simply to pay twice to try to save me money.